How HUM Works
You already have everything it takes. Here's exactly how HUM turns the riders you drive today into clients who are yours to keep.
Currently active in California, Arizona, Idaho, Florida, Tennessee, Georgia, Ohio, and Alabama.
The Idea in 30 Seconds
Until now, saying yes meant going off-app: uninsured, and in many places against local rules. HUM is the legal, insured way to say yes. You subscribe, log private rides in the app, and set your own rate. No commission on your fare, ever.
Four Steps
Enrollment takes about 5 minutes. We'll guide you through the rest.
Download the HUM Driver app (iOS and Android). Verify your phone, enter your vehicle and city details, and upload a selfie. Enrollment takes about 5 minutes — and it's step one, not the finish line.
HUM runs on a flat monthly subscription based on your vehicle type. After you enroll, we'll text and email you your personal subscription link. Subscribing is what unlocks your account and your Ride Assurance coverage, which is billed per mile as you drive.
Once you subscribe, our team activates your driver account and you'll get a confirmation the moment you're live.
Take your first private ride fully covered, and start turning the riders you already drive into clients that are yours.
Once You're Driving
Some of your riders already ask to book you directly. You know the ones. Those are your first clients, and now you can finally say yes. From there you grow the way any business does: let people know you're available as a private driver, hand out your card, and let word spread. That's how your book of business starts.
Start the trip in the HUM app. The moment you do, HUM's commercial policy activates, and you're covered for that trip. Your rider pays you directly, however you've agreed.
No commission. No split. No algorithm deciding what your time is worth. You set the rate, your client pays you directly, and HUM takes no percentage of the fare or your tips. Your costs are a flat monthly subscription and Ride Assurance, billed per mile driven.
Why It's Legal and Covered
HUM carries the commercial insurance and operating authority that for-hire driving requires. Every trip logged in the app is insured, tracked, and on the record. Your personal auto policy covers you off the clock, and HUM's commercial policy covers you the moment you log a ride. No gray area.
What It Costs vs. Doing It Yourself
Going independent on your own means an LLC, a vehicle-for-hire permit (a TCP in California), and a full commercial policy billed around the clock whether you do one private ride a day or ten. HUM gives you insured private rides without a commercial policy of your own to buy, covered for the periods you're actually driving.
What HUM costs. A flat monthly subscription based on your vehicle type, plus Ride Assurance, the commercial coverage on your private rides, billed per mile you drive. No commission on your fare, ever. Because Ride Assurance is priced per mile, a slow month costs you less instead of billing you the same as a busy one.
See plans on our Start Driving page · See Ride Assurance rates by state